Only eight days left

If what’s keeping you from finalizing your benefits enrollment for this year are questions about coverage or new features, the Benefits Department is ready to provide guidance. Register to participate in one of a series of webinars in which benefits experts will provide information and answer questions. The first one is today at 4:30 p.m. To find the dates and to register, click on this link.

Getting to know the HAS

This year, Dallas ISD offers staff who have chosen a high deductible plan the opportunity to enroll in a Health Savings Account, or HSA. Like the Flexible Spending Account, it will allow you to set aside funds for eligible health care expenses like doctor visits, prescriptions, and dental and vision care. Eligible expenses are determined by the IRS and can be viewed in detail Publication 502.

To participate in this new savings plan, you have to enroll in the TRS ActiveCare HD plan to qualify. You find out more about the medical plans available to staff by visiting

Like with an FSA and other health-related savings accounts, there are limits to how much you can contribute each year. Individuals age 55 or older and not yet enrolled in Medicare can make an additional “catch up” contribution of up to $1,000 per person each year.

Coverage            Maxium Amount
Individuals           $3,600
Family                 $7,200

Unlike other health savings accounts, funds in the HSA that you don’t use by the end of the year can roll over to the following enroll­ment year. Another exciting feature of an HSA is that you can invest your funds. You will have the option to choose from an extensive list of mutual funds to increase the value of funds that you can hold in your account.*

Can I have them both?

You can have both and HSA and an FSA. But you should note that if you do have both, you can use the HSA only for your medical expenses and your FSA, or Limited Purpose FSA, only for vision and dental expenses.

If you are enrolled in the high deductible insurance plan, but you don’t want to have an HSA, you can still put money into the FSA. To do that at the time or enrollment, simply add your contribution amount in the LPFSA box in the enrollment portal. This will enroll you in the traditional FSA and you can use pre-tax FSA funds for all eligible expenses, including medical.

Ready to get enrolled? Go to the Benefits page at, your one-stop-shop for all benefits information and links.

If you have questions or need help, assistance is close by. Just call (972) 925-4000 weekdays from 7:30 a.m. to 5:30 p.m. and Spanish- and English-speaking representatives will be available to guide you through the choices and the enrollment process. For additional information you can also look at the Benefits Overview Guide.

*Note: Investment products are not FDIC insured, and are not bank issued or guaranteed. They are subject to risk, including fluctuations in value and the possible loss of the principal amount invested.


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