Benefits enrollment: The extras

Dallas ISD offers core benefits to employees—medical, vision and dental insurance—as part of its benefits plan. But it also offers a series of options beyond the core benefits for which employees can sign up during the benefits open enrollment window that closes on Aug. 20. These extras include: 

Hospital Indemnity

Hospital indemnity coverage through MetLife that helps pay for hospital expenses, such as deductibles and coinsurance amounts. This plan pays benefits in addition to any other coverage you may have and will not be reduced by other benefits.

Long-term disability

The long-term disability plan through The Standard pays a monthly benefit after a waiting period, if an employee is on an approved medical leave and in case of disability and inability to work due to injury, illness, or pregnancy. Even if you were denied coverage in the past, you may apply again. A 12-month preexisting condition limitation will apply to first-time enrollees.

To elect long-term disability coverage, select the percentage of your monthly base salary that you want to replace if you become disabled, as well as the waiting period before benefits begin. Base salary does not include overtime, stipends, travel, or other supplemental pay.

Critical illness

Critical illness coverage through MetLife supplements any other coverage you may have for medications, treatments, surgeries, and hospital stays related to a covered critical illness diagnosis.

Life insurance

The district provides $10,000 of basic life insurance coverage through Blue Cross Blue Shield of Texas to all full-and part-time employees at no cost to the employee. Life insurance benefits are paid to your beneficiary if you die while covered (subject to policy exclusions).

You may elect to purchase additional supplemental life and accidental death and dismemberment (AD&D) insurance coverage through BCBSTX. If you enroll in employee supplemental coverage, you can also purchase supplemental life and AD&D coverage for your spouse and/or child (up to 26 years old). You are automatically the beneficiary for any spouse or child life and AD&D insurance coverage.

Personal Legal Plan

The personal legal plan through MetLife offers full coverage for eligible legal services when you see a plan attorney. You can use the plan as often as you like, and there are no dollar limits when using an in-network attorney. The legal plan also provides unlimited advice and consultation services regarding identity theft education and prevention, issues with creditors, and more.

Home, auto and pet insurance

As a Dallas ISD employee you are eligible to participate in optional, money saving benefits for home, auto and pet insurance administered by Corestream. These benefits are designed to help protect the financial security of you and your family.